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Annual Money Plan Review

A yearly look back at income, spending, savings and debt, a net worth snapshot, three chosen priorities with numbered targets for next year, and the quarterly check-ins that keep the plan honest.

Free · Mac (Apple silicon) and Windows · v1.0.0 · Other platforms

Then open the Marketplace in the app, search for Annual Money Plan Review, and click Install. It goes into your own files, and works offline from then on.

Before you start: this plan is general information to help you organise your own money decisions. It is not financial, investment, tax or legal advice. Check decisions that matter with a qualified, licensed adviser in your country, and remember that investing and trading can lose money.

What it installs.

1

Pillar

1

Area

50

Projects

201

Starter tasks

💷 Personal Finance

Annual Money Plan Review

Reviewing the past year of income, spending and savings and setting next year's money priorities and targets.

  1. Booking the annual money review date
  2. Gathering twelve months of statements
  3. Account and product inventory
  4. Twelve-month income summary
  5. Year of spending in ten totals
  6. Year-end net worth snapshot
  7. Calculating last year's savings rate
  8. Scorecard against last year's targets
  9. Debt position year on year
  10. Quarterly check-in on annual targets
  11. One-page monthly money dashboard
  12. Year-round review folder routine
  13. Renewals and contract end dates register
  14. Quarterly net worth snapshot
  15. Money decision log
  16. Mid-year money review
  17. Annual paperwork keep and shred routine
  18. Monthly household money meeting
  19. Reading your own money ratios
  20. Understanding inflation and real returns
  21. Reading pension and investment annual statements
  22. Writing money targets that can be checked
  23. Annual review workbook
  24. Annualising small regular costs
  25. Mapping the tax year onto your money calendar
  26. Choosing next year's three money priorities
  27. Setting next year's numbered targets
  28. Annual spending plan for next year
  29. Next year's known big costs forecast
  30. Price rise check for next year's plan
  31. Deciding in advance where a pay rise goes
  32. Stop, start and continue money habits
  33. Account simplification after the review
  34. Giving budget for the year
  35. Annual review session
  36. New year money kick-off with the household
  37. One-page annual money report
  38. Milestone birthday money review
  39. Celebrating a target reached
  40. First annual review with little history
  41. Joint annual review for couples
  42. Family annual review with children's costs
  43. Annual review on irregular or self-employed income
  44. Review after a hard money year
  45. Annual review for retirees on a fixed income
  46. Five-year money plan
  47. Lifestyle creep audit across three years
  48. Stress testing next year's plan
  49. Preparing a pack for a financial adviser
  50. Money information sheet for your next of kin

Where it starts.

Each project arrives with its purpose, milestones and first tasks written out. Here is how the first three read.

Booking the annual money review date

Reviews that are meant to happen "sometime in January" rarely happen at all, because there is always a busier week. Picking a fixed date, a length and a place, and blocking it like an appointment, is what turns the annual review from a good intention into a fixture.

First tasks

  • Decide whether your review year follows the calendar year or the tax year
  • Block a half day within four weeks of that year end
  • Ask your partner or housemates whether they will join the review
  • Put next year's review weekend in the calendar @recurring(yearly)

Gathering twelve months of statements

Every figure in the review comes from statements, and chasing them on the day kills the session before it starts. Downloading a full year for every current account, savings account, credit card, loan and pension into one folder means the review becomes reading, not searching. Online banking often keeps only a limited window of history, so getting the files now also protects records you may need later.

First tasks

  • Create a folder named for the review year with a subfolder per provider
  • Download a year of statements from each banking app or website
  • Save the year's payslips or invoices into the same folder
  • Request any missing statements from the provider by secure message

Account and product inventory

Most households hold more financial products than they can name: an old savings account opened for a bonus, a store card, a workplace pension from three jobs ago, a phone insurance add-on. Listing every one with provider, rate, balance and renewal or end date gives the review a complete map and often turns up money sitting idle or a charge nobody remembers agreeing to.

First tasks

  • List every account and card you can think of in ten minutes
  • Search your email for account opening and policy confirmation messages
  • Add provider, rate, balance and renewal date for each product
  • Refresh rates and renewal dates in the inventory @recurring(yearly)

Make it yours.

Install Annual Money Plan Review, then tell Aurum the date you're aiming for. It checks whether the plan fits the weeks you actually have.

Free · Mac (Apple silicon) and Windows · v1.0.0 · Other platforms

Blueprints are general information to help you organise your own work. They are not medical, financial, legal or other professional advice. See the Terms.