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Fraud & Scam Protection

Locked-down accounts and alerts, a family call-back rule, the scam scripts criminals actually use, and a tested plan for the first hour after money goes missing.

Free · Mac (Apple silicon) and Windows · v1.0.0 · Other platforms

Then open the Marketplace in the app, search for Fraud & Scam Protection, and click Install. It goes into your own files, and works offline from then on.

Before you start: this plan is general information to help you organise your own money decisions. It is not financial, investment, tax or legal advice. Check decisions that matter with a qualified, licensed adviser in your country, and remember that investing and trading can lose money.

What it installs.

1

Pillar

1

Area

50

Projects

208

Starter tasks

💷 Personal Finance

Fraud & Scam Protection

Protecting bank accounts and cards from scams and fraud, recognising common tricks and acting fast if money is taken.

  1. Fraud hotline card for every bank and card
  2. Inventory of accounts, cards and payment apps
  3. Instant transaction alerts on every account
  4. Securing the email account that resets everything
  5. Two-step verification on money accounts and apps
  6. Password manager with unique banking passwords
  7. Mobile number takeover protection
  8. Family code word and call-back rule
  9. Fraud response checklist for the first hour
  10. Personal fraud risk register
  11. Weekly login, device and payee check
  12. Suspicious message reporting routine
  13. Quarterly credit file check for unknown applications
  14. Connected apps and open banking consent review
  15. Monthly device update routine
  16. Monthly scam warnings briefing
  17. Breached password check and replacement
  18. Shredding and paper post routine
  19. Annual fraud protection review
  20. Attempted scam log
  21. Authorised push payment scam patterns
  22. Spotting phishing emails and smishing texts
  23. Bank and police impersonation call drill
  24. Investment and crypto scam warning signs
  25. Romance and friendship scam awareness
  26. Remote access and fake tech support scams
  27. Doorstep trader and cold caller rules
  28. Card controls and spending limits in the banking app
  29. Daily transfer limit and new payee delay decision
  30. Low-balance card for online shopping
  31. Credit freeze or protective registration decision
  32. Cutting unwanted calls, post and data broker listings
  33. Call blocking and caller ID on landline and mobile
  34. Social media and public profile privacy tidy-up
  35. Payee name check habit before every new transfer
  36. Reporting a fraud and claiming your money back
  37. Lost or stolen phone and wallet lockdown
  38. Moving house without leaving an identity trail
  39. Travel money and card security before a trip
  40. Responding to a data breach notification
  41. Family scam awareness evening
  42. Fraud safeguards for an older parent
  43. Pension and retirement savings scam protection
  44. Protecting a late relative's identity after a death
  45. Money mule warning talk with teenagers and students
  46. Invoice redirection checks for freelancers and sole traders
  47. Property purchase completion fraud checks
  48. Identity theft recovery file
  49. Escalating a refused fraud refund complaint
  50. Deepfake voice and video impersonation defences

Where it starts.

Each project arrives with its purpose, milestones and first tasks written out. Here is how the first three read.

Fraud hotline card for every bank and card

Criminals rely on you calling a number they gave you, whether it sits in a text, an email or a caller's script. Copying the official fraud line for each bank and card from the back of the card or the provider's own app, onto one printed card, means the right number is in your hand in a panic. It also gives older relatives one simple rule: only ever call the number on the card.

First tasks

  • Lay out every bank and credit card you hold on the table
  • Copy the fraud number printed on the back of each card
  • Confirm each number inside the provider's own app or statement
  • Print the list on a small card and laminate or tape it
  • Put one copy in your wallet and one with your household papers

Inventory of accounts, cards and payment apps

Most people cannot list every account a fraudster could reach: the old savings account, the store card, the dormant payment app linked to a debit card. A single inventory showing each account, how you sign in and which phone number and email it uses shows exactly where the weak spots are. Every later project in this area works from this list.

First tasks

  • List every bank, card and savings provider you can remember in ten minutes
  • Search your email for welcome messages to find forgotten accounts
  • Check your phone wallet and shopping sites for stored card details
  • Record the sign-in method and linked contact details for each account
  • Flag dormant accounts to close or secure

Instant transaction alerts on every account

Fraud found within minutes is far easier to stop and recover than fraud found on next month's statement. Most banks and card providers offer push or text alerts for every payment, new payee, card used online or abroad, and sign-in from a new device. Switching them on everywhere turns your phone into an early warning system that costs nothing.

First tasks

  • Open the notification settings in your main banking app
  • Turn on alerts for payments, new payees and new device sign-ins
  • Repeat the settings for each card and savings provider
  • Make a small purchase to check the alert arrives quickly

Make it yours.

Install Fraud & Scam Protection, then tell Aurum the date you're aiming for. It checks whether the plan fits the weeks you actually have.

Free · Mac (Apple silicon) and Windows · v1.0.0 · Other platforms

Blueprints are general information to help you organise your own work. They are not medical, financial, legal or other professional advice. See the Terms.