Housemate Expense Splitting

Fair, written rules for splitting rent, bills and shared food with housemates, an expense app and settle-up routine everyone uses, and clean money handovers when people move in or out.

Free · Mac (Apple silicon) and Windows · v1.0.0 · Other platforms

Then open the Marketplace in the app, search for Housemate Expense Splitting, and click Install. It goes into your own files, and works offline from then on.

Before you start: this plan is general information to help you organise your own money decisions. It is not financial, investment, tax or legal advice. Check decisions that matter with a qualified, licensed adviser in your country, and remember that investing and trading can lose money.

What it installs.

1

Pillar

1

Area

50

Projects

200

Starter tasks

💷 Personal Finance

Housemate Expense Splitting

Splitting rent, bills and shared groceries fairly with housemates using clear agreements and expense-sharing apps.

  1. Shared household costs inventory
  2. First house meeting about money
  3. Rent split by room size and features
  4. Utility bill split rules for the house
  5. Whose name goes on each bill account
  6. Joint tenancy liability explained for the house
  7. Rent collection method and payment day
  8. Choosing an expense-sharing app for the house
  9. Shared bills pot or house account
  10. Written house money agreement
  11. Monthly settle-up day
  12. Weekly shared receipts logging
  13. Shared groceries kitty routine
  14. Household supplies buying rota
  15. Monthly meter readings log
  16. Quarterly bill share recalculation
  17. Monthly house money check-in
  18. Shared contract end dates register
  19. Shared bills and receipts archive
  20. Reading a utility bill before splitting it
  21. Pro rata maths for part-month stays
  22. Uneven splits and recurring entries in the app
  23. Asking a housemate for money they owe
  24. Local property tax rules for shared houses
  25. True monthly cost per housemate
  26. Bills-included packages for house shares
  27. Hiring a cleaner for shared areas
  28. House heating and energy use agreement
  29. Partners and frequent overnight guests
  30. Choosing how the house shares food
  31. Register of jointly bought household items
  32. Deposit contributions record between housemates
  33. Shared streaming and subscriptions
  34. Move-in day money snapshot
  35. New housemate joining mid-tenancy
  36. Final settle-up when a housemate leaves
  37. Splitting end-of-tenancy costs and deductions
  38. Tenancy renewal money review
  39. First student house money setup
  40. Splitting costs when incomes differ widely
  41. Couples sharing a room in a house share
  42. Living as a lodger with a live-in landlord
  43. Summer months in a student house
  44. Working from home in a shared house
  45. International housemates and cross-border payments
  46. Housemates paid termly or irregularly
  47. When a housemate stops paying
  48. Recovering money from a former housemate
  49. Running the house accounts as treasurer
  50. Systems for a large shared house

Where it starts.

Each project arrives with its purpose, milestones and first tasks written out. Here is how the first three read.

Shared household costs inventory

Most house share arguments start with a cost nobody listed: the water bill that arrives twice a year, the TV licence, the router fee, the cleaning products one person always buys. Writing down every shared cost, its amount, how often it is billed and whose name it is in gives the house one agreed list to split before any money changes hands.

First tasks

  • List every bill and shared purchase the house paid in the last three months
  • Ask the landlord which bills are already included in the rent
  • Convert each quarterly or annual bill into a monthly figure
  • Share the finished list in the house group chat and ask what is missing

First house meeting about money

The first fortnight in a new house sets the habits for the whole year. A 45-minute sit-down with a short agenda, covering rent, bills, food, cleaning supplies, guests and how people prefer to be reminded about money, is far easier than raising each issue after it has already caused friction.

First tasks

  • Write a six-point agenda for the first money meeting
  • Find a 45-minute slot that every housemate can make
  • Take notes of every decision and open question
  • Post the meeting notes to the house group chat the next day

Rent split by room size and features

Splitting rent equally feels fair until one person has the ensuite, the double room with a bay window or the parking space and another has the box room above the kitchen. Agreeing a method, whether equal shares, floor area or a points system for features, settles the biggest number in the house once and in writing.

First tasks

  • Measure each bedroom and note its ensuite, storage and natural light
  • Work out each person's rent under an equal split and a size-based split
  • Score each room's features and test a points-based split
  • Hold a house vote on the method and record the agreed shares

Make it yours.

Install Housemate Expense Splitting, then tell Aurum the date you're aiming for. It checks whether the plan fits the weeks you actually have.

Free · Mac (Apple silicon) and Windows · v1.0.0 · Other platforms

Blueprints are general information to help you organise your own work. They are not medical, financial, legal or other professional advice. See the Terms.