Four-week total food spend including takeaways
Most people underestimate what they spend on food by a third or more, because supermarket receipts are only part of it: meal deals, coffees, vending snacks, delivery apps and the corner shop top-up slip past unnoticed. Logging every food and drink purchase for four weeks, from every source, gives the honest figure that every later saving is measured against.
First tasks
- Start a phone note for every food and drink purchase from today
- Download four weeks of card and bank statements when the period ends
- Sort every food purchase into groceries, eating out, takeaway and on-the-go
- Work out the weekly average and the figure per person
- Name the two biggest leaks outside the main shop
Daily food cost ceiling per person
Knowing that a day's food should cost a set amount per person turns a vague wish to spend less into a number you can check any recipe against. Setting the ceiling from what is genuinely left after rent, bills and debt payments, rather than from a figure seen online, makes it one you can keep without going hungry.
First tasks
- List rent, bills and debt payments to find what is left for food
- Divide the monthly food money by the days and the people in the household
- Split the daily figure into rough breakfast, lunch and dinner limits
- Pin the ceiling inside a cupboard door or at the top of the meal plan
- Review the ceiling against current income and rent @recurring(yearly)
Fifteen cheap staples starter cupboard
Fifteen inexpensive staples, such as rice, oats, pasta, red lentils, tinned tomatoes, tinned beans, onions, carrots, potatoes, eggs, frozen peas, flour, stock cubes, oil and one spice blend, can produce dozens of different meals. Getting this core in place before chasing recipes means most dinners need only one or two fresh extras bought that week.
First tasks
- Draft a list of fifteen staples your household will actually eat
- Check what is already in the cupboards before buying any of them
- Buy the missing staples over the next three shops, most versatile first
- Write five meals that use only staples plus one fresh item